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Fast, Legal & Trusted Loans in Singapore

Licensed by MAS | Approval as fast as 1 hour | No hidden fees

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About FC Credit Pte Ltd -
Your Trusted Licensed Moneylender in Singapore

Founded in 2005, FC Credit was built on the principle that financial help should be accessible, not stressful. Over the years, we’ve helped thousands of Singaporeans from salaried workers to SME owners get through tough times with dignity and ease.

Whether you need a small personal loan or a larger business financing solution, we’re here to help responsibly, ethically, and efficiently.

At FC Credit Pte Ltd, we believe that financial solutions should be fast, fair, and flexible. As a licensed moneylender under the Ministry of Law in Singapore, we provide personal loans, business loans, and emergency cash solutions with transparency and efficiency.

Loan Services

Personal Loans
Business Loans
Grab/Gojek Loans
Renovation Loans
Bridging Loans
Fast Cash Loans
Payday Loans
Debt Consolidation Loans
Wedding Loans
Medical Loans
Study Loans
Emergency Financing

Why Choose Us?

Fast & Easy Approval
Need urgent cash? Our streamlined process ensures quick approval, often within hours—not days.
Fair & Competitive Rates
No hidden fees, no “carrot-chopping.” We offer reasonable interest rates tailored to your repayment ability.
Flexible Repayment Plans
Whether you’re covering medical bills, renovating your HDB, or managing business cash flow, we customize loans to fit your needs.
100% Licensed & Regulated
Unlike loan sharks, we operate fully within Singapore’s legal framework, ensuring your safety and peace of mind.
Friendly & Professional Service
Our loan officers speak English, Mandarin, and Malay, making the process smooth for all Singaporeans.

🌟 What Our Clients Say

Reviewer
Jun Hao Chai, Jurong ★★★★★

Super fast approval! Needed urgent cash for my mum’s hospital bill, and they settled everything in one day. No need to wait long like banks. Solid service!

Reviewer
Kai Xiang Zheng, Hougang ★★★★★

Interest rate damn reasonable lah! Other places all chop carrot head, but these guys really give fair deal. Plus, their CSO damn friendly, explain everything properly

Reviewer
Wen Jie, Ang Mo Kio ★★★★★

Wah, didn’t expect loan application can be so easy. Just submit documents online, no need to queue or meet face-to-face. Best part? No hidden fees! everything transparent!

Reviewer
Cathrine Xue Ting, Bedok ★★★★★

Last time I kena reject by bank because my credit score not so good. But this company still approved my loan, and the repayment terms are quite flexible. Really saved my business during tough time.

5.0 ★★★★★ Based on 3627 reviews
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Wondering How Much Your Personal Loan Will Cost?

Get the numbers via our efficient personal loan calculator here.


Repayment Summary

Total Repayment: $0.00

Monthly Repayment: $0.00

Total Interest: $0.00

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❓ Frequently Asked Questions

Who is eligible to apply for a loan?

Any Singaporean, PR, or foreigner with a valid work pass and regular income can apply.

How fast is the loan approval?

We can approve loans within 1 hour, depending on document verification.

Are there any hidden fees?

No. All fees and repayments are transparent and explained before signing.

What documents are needed?

IC/Passport, proof of income, and tenancy agreement or utility bill for address proof.